Your $8/month Tilt subscription gives you access to the full suite of Tilt products* and money tools — all in one app.
What's included
Cash Advance1 — Get $10–$500 with no interest or late fees. No credit check required.
Line of Credit2 — A flexible credit line from $200–$400 that can grow up to $1,000.3 Line of Credit issued by FinWise Bank.
Tilt Debit Card — A debit account with early paycheck access and up to 10% cashback on select purchases.4 Held with nbkc bank, Member FDIC.
AutoSave — Automated savings that move money aside as your budget allows. Held with nbkc bank.
Budgeting tools — Set spending budgets and get real-time alerts on bills and purchases.
Credit Score Monitoring — Track your score and get tips for building it over time.
Some products are subject to eligibility requirements and may not be available in all states.
14-day trial
First-time members get a 14-day trial. If you don't cancel before it ends, we start charging $8/month automatically.
If you've subscribed before, there's no trial — we charge $8 immediately when you resubscribe.
Subscription payment date
Go to More > Billing in the Tilt app to see your next payment date and billing details.
Need to pay now?
Go to More > Billing and tap Pay Now.
How to cancel
Cancel anytime in More > Billing. Deleting the app does not cancel your subscription.
Fee waiver
You can access Cash Advance (and a Tilt Checking Account) without a subscription. To request a fee waiver, contact us.
Members who signed up before July 29, 2020, and haven’t since cancelled, pay $6/month.
Tilt is a financial technology company, not a bank.
1 Not everyone will qualify. Offers range from $10-$500 and can go up with on-time payments. In Q2 2026, the average offer was $98 for first-time customers and $172 for all others. Instant delivery is optional—see fees in Tilt’s Terms.
2 Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.
3 Eligibility requirements apply. Not everyone will qualify for a credit limit increase. If you fail to pay at least your minimum payment by the due date you will not be considered for a credit limit increase and your credit limit may be decreased.
4 Early access to paycheck deposit funds depends on the timing of the employer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the employer's scheduled payment date. Cashback deals on Tilt Card purchases, including categories, merchants, and percentages, will vary and must be selected in the app. Cashback will be applied automatically when the final transaction posts, which may be up to a week after the qualifying purchase.