You can close your Line of Credit directly in the app. To close, your balance must be $0 with no pending draws or payments. If you have an outstanding balance, pay it down to $0 first — then you'll be able to close.
To close your account in the app:
Open the Tilt app and tap Thrive.
Tap the menu icon and select Close account.
Review the confirmation and confirm your closure.
What happens after you close:
Your Line of Credit account is closed and no new draws can be taken.
You keep access to the Tilt app in Restricted Access Mode, where you can view your account history, statements, and tax documents.
You can reapply for the Line of Credit in the future if you're eligible.
If you still have an outstanding balance:
Your loan stays open until your balance reaches $0. You can continue making payments through the Thrive section of the app even after initiating closure.
Still need help closing your account? Contact us and we'll take care of it for you