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The Tilt Line of Credit is a flexible revolving credit line provided by our bank partner, FinWise Bank. It works differently from Cash Advance in a few key ways.

Line of Credit

Cash Advance

Product type

Credit product

Non-credit advance

Credit reporting

Yes — reported to credit bureaus monthly

No

Interest

Up to 35.99% APR

None

Late fees

May apply

Not applicable

What credit reporting means for you Because Line of Credit is a credit product, your payment history shows up as a tradeline on your credit report. On-time payments can help build your credit history. Missed or late payments may have a negative impact on your credit score.